Calculator
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Cap Rate%
Deal Breakdown
A breakdown of your rental loan deal.
- Loan Amount:
- Down Payment:
- Mortgage Payment:
- Monthly Payment:
- Origination Fee Amount:
Deal Metrics
A metrics of your rental loan deal.
- Total Closing Costs:
- Cash Needed to Close:
- Price Per Unit:
- Gross Rental Income:
- Operating Expenses:
- Net Operating Income:
%
DSCRReturn Metrics
A metrics of your rental loan return.
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Cash Flow:Annual cash flow after all expenses and mortgage are paid.
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Cap Rate:Cap rate, or capitalization rate, is a metric that divides your net operating income (not including your mortgage) by the purchase price or property value. It is most useful in comparing multifamily properties.
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Cash on Cash Return:Cash on cash return is a metric that divides your pre-tax cash flow by the total cash invested in the deal. This is a key metric for most investors.
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DSCR:DSCR calculates the ratio of rental income to your mortgage payment. Ideally, you'll have a DSCR of 1.0 or higher.
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Net Profit$
Deal Breakdown
A breakdown of your rental loan deal.
- Loan Amount:
- Down Payment:
- Monthly Interest Payment:
- Total Interest Over Term:
- Origination Fee Amount:
- Other Closing Costs Amount:
- Cost To Sell Amount:
Deal Metrics
A metrics of your rental loan deal.
- Closing Costs:
- Carrying Costs:
- Borrower Equity Needed:
- Total Cash In Deal:
%
Loan to After Repaired Value%
Return Metrics
A metrics of your rental loan return.
- Net Profit:
- Loan to After Repaired Value:
- ROI:
Welcome to NDM Commercial
At NDM Commercial, we provide innovative financing for investors and business owners across commercial and residential real estate. Our mission is simple — to empower your vision, build lasting partnerships, and help you achieve growth, one property at a time.
Options and Solutions
Gain access to the capital you need to move forward with your project profitably.
Start a conversation today!
Whether you’re a seasoned investor or jumping into your first real estate project, having a lending partner who can move quickly is essential.
We focus on speed, flexibility, and clear communication to help you close deals without delay. Our experienced team understands the fast-paced world of real estate investing and is here to guide you through every step of the process.
Fill out the quick form on this page to start a conversation about your private money lending needs today.
Quick 2-Minute Loan Request
How it Works
Gain access to the capital you need to move forward with your project.
5 Star Client Reviews
Client reviews from around the internet.
Frequently Asked Questions
Hard money loans, unlike traditional bank loans, hinge on the property’s value used as collateral, rather than solely on your financial status. Although these loans often come with higher interest rates, they hold significant appeal for real estate investors. This is because they boast faster closing times, offer flexible terms, and can be repaid swiftly to minimize expenses, thereby facilitating quicker business expansion.
Below are some additional advantages associated with hard money loans:
Swift Access to Capital: Hard money loans provide quick access to capital, enabling investors to seize opportunities promptly.
Flexible Terms: These loans come with a range of repayment schedules and durations, allowing borrowers to tailor the terms to their specific needs.
High Loan-to-Value (LTV) Ratio: Depending on the property’s value and renovation budget, hard money loans can finance up to 90% of the project, providing substantial funding.
Potential for Enhanced Benefits: Building a relationship with the same lender may lead to additional advantages, such as reduced origination fees and interest rates, making it even more attractive for long-term investors.”
Appraisals depend on your loan type:
- No appraisal required for bridge loans
- Appraisal required for fix and flip, ground-up construction, and DSCR/rental loans
We provide short term financing, bridge loans, and rental property loans.
- Fix & Flip Loans: Close in as fast as 10 days
- DSCR & Permanent Loans: 15–30 days
- For your exact timeline, contact us or pre-qualify online
Still Have Questions?
If you can’t find an answer to your question in the FAQ’s below, you can always contact us and we’ll respond asap.
